Support & FAQ

Plot uses zero-based budgeting: give every dollar a job. Money you've received becomes "Ready to Assign," and you hand it out to categories until nothing's left unassigned.

It's the money you have that hasn't been given a purpose yet. The goal is to get it to $0 · every dollar working toward something.

Set a monthly funding target or a balance target on any category. Plot tracks your progress and offers one-click funding when you're short.

Its available balance goes negative (shown in red). Click it to cover the overspending by moving money from another category.

Go to Account & Security → Set up 2FA, scan the QR code with your authenticator app, and save your backup codes.

Use Reset your password on the sign-in screen. We'll email you a secure, single-use link.

Yes. See our Security and Privacy pages · encrypted at rest, isolated per user, never sold.

They compare your spending to people in a similar life stage. They're opt-in: your anonymized snapshot joins the pool that powers everyone's comparison, and aggregates only ever cover 5+ people.

Anytime · opt out on the Benchmarks page and your contribution is removed.