Give every dollar
a job.
Plan with intention, split shared costs with the people you love, and watch your money tell a clearer story over time. Calm, private, and genuinely yours.
See your money clearly
Everything laid out so the next move is obvious, and a finished budget feels as good as it sounds.
Give every dollar a job
Assign until Ready to Assign hits zero, the satisfying click of a finished budget.
A month ahead
Covered, next month's already funded.
Net worth, climbing
Cash, crypto, and equity, see the line go up over time.
Made to make budgeting feel good
A few of the things people love most about Plot.
Everything in one calm app
Budgeting, net worth, loans, retirement and live-priced crypto, together, for one price. The good parts aren't add-ons.
Built to get you ahead
Targets that roll, and a one-tap “get a month ahead,” so you're spending last month's money, calm, not scrambling.
Private by principle
We make money from software, not from you. No ads, no selling your data, no creepy targeting, your money stays yours.
A pleasure to open
Magazine-style reports and a budget that feels good to use, clarity that never feels like homework.
Four moves that get you ahead
The simple method behind a budget that actually changes things.
Give every dollar a job
Assign your income to categories until Ready to Assign hits zero. Nothing sits idle.
Plan for what's coming
Set targets for the bills and goals you know are ahead. They roll month to month, so nothing sneaks up on you.
Roll with real life
Plans change. Move money between categories in a tap, guilt-free, and stay on plan.
Get a month ahead
Fund next month with this month's money. Live on last month's income and stop living paycheck to paycheck.
This is the actual app
Category groups, rolling targets, and an honest "available" on every envelope — including the ones you overspent.
Everything your budget needs
Zero-based budgeting
Assign every dollar to a category, set targets, and roll money where it is needed. Money is always doing something.
Shared budgets & settle-up
Keep personal budgets private and a shared one together. Toggle categories to split, and see exactly who owes whom.
Trends & smart insights
See what is costing more or less over time, and get target suggestions based on what you actually spend.
Loans & payoff
Track mortgages and auto loans with full amortization, equity, and payoff scenarios as you pay ahead.
Net worth & reports
Accounts, loans, and trends in one place, with net worth over time and reporting that goes deep.
Private & secure
Your data is yours. Argon2id password hashing, two-factor auth, and a full audit trail.
Questions, answered
Do I have to connect my bank?
No. Plot works whether you sync nothing or everything — you stay in control of what you enter.
Is my data really private?
Yes. We make money from software, not from you — no ads, and we never sell your data.
What happens after the free trial?
Nothing surprising. You'll see the price up front when your 7-day trial ends, and you can cancel anytime.
Can I budget with my partner?
Yes. Keep a private budget and share one together, with split categories and settle-up.
Does it work on my phone?
Plot is built for the phone first — every screen, not a cut-down version.
One plan. Everything included.
Try everything free for 7 days. Cancel anytime.
- Zero-based budgeting with rolling targets
- Net worth, loans & retirement planning
- Live-priced crypto accounts
- Magazine-style reports & spending digests
- Shared budgets & split expenses
- Private by design, we never sell your data
Plot is invite-only right now — we'll email you an invite when a spot opens.
Ready to give every dollar a job?
Start free for 7 days, there's nothing to connect. Just you and a clearer plan.
Join the waitlist